The Debt Recovery Tribunal (DRT) in India, established under the Recovery of Debts and Bankruptcy Act, 1993, handles cases involving recovery of debts exceeding ₹20 lakhs owed to banks and financial institutions, including defaulted home loans. It also enforces the SARFAESI Act, 2002, allowing banks to seize and sell secured assets, such as mortgaged homes, without court intervention. Borrowers can challenge wrongful possession or auction proceedings in DRT, which ensures time-bound resolution o
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In Debt Recovery Tribunal (DRT) proceedings, a praecipe serves as a vital administrative tool, especially when a borrower seeks a stay on the possession or auction of their residential property under the SARFAESI Act, 2002. When a bank issues a possession notice or schedules an auction, time becomes critical for the borrower. In such situations, an advocate can file a praecipe along with the main application under Section 17 of the Act to request urgent listing of the matter before the Presiding
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