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Most people hear “business credit card” and immediately disqualify themselves. They think they need: ❌ An LLC ❌ Employees ❌ A fancy office ❌ Business credit Not necessarily. If you’ve ever made money on your own, you may be able to apply as a Sole Proprietor. And when it asks for your EIN, you may be able to use your Social Security Number. The good news? You don’t need business credit. The bad news? They still get to look at your personal credit 😭 If your credit report looks like a crime scene
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