🌊 Important Flood Map Update for Oʻahu 🌊 FEMA has released updated Flood Insurance Rate Maps (FIRMs) for Oʻahu, and they become effective June 10, 2026. These maps affect flood insurance requirements and building regulations across the island. If your property is newly mapped into a Special Flood Hazard Area, you may be required to purchase flood insurance once the maps are effective. Properties will also need to comply with ROH Chapter 21A building regulations. The good news? ✔️ You may quali
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Day 12/100: Flood Insurance, It’s Not Just a Map Anymore 🌊🏡 If you’re looking at homes in our “Area” (Coloma ➡️ New Buffalo ➡️ Edwardsburg), you need to understand how water risk is priced in 2026. The 2026 Data on Flood Risk: 📊 Risk Rating 2.0: FEMA no longer uses a “one-size-fits-all” rate for entire neighborhoods. They now look at your house individually. Two houses on the same street can have completely different premiums based on their foundation and elevation. 📊 The “Low Risk” Myth: Di
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Day 12/100: Flood Insurance, It’s Not Just a Map Anymore 🌊🏡 If you’re loo…
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NFIP’s Pricing Approach
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FEMA Releases Revised Flood Insurance Rate Maps
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