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Debt is often framed as a simple financial obligation—but sociological research suggests it is much more than that. Drawing on The Personal Life of Debt: Coercion, Subjectivity and Inequality in Britain by Joe Deville, this video explores how debt collection practices shape behaviour, produce “responsible” debtor identities, and reinforce inequality. Through mechanisms such as credit scoring, repayment plans, and monitoring, debt operates not just economically but as a form of governance—an idea
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