Alright family. Here’s how you do this yourself. Step 1: Go to AnnualCreditReport.com and pull all three reports. Step 2: Check every account for: • Wrong late payments • Incorrect balances • Accounts that aren’t yours • Duplicate accounts • Old addresses you never lived at • Collections past your state’s statute of limitations Step 3: If something is inaccurate, dispute it in writing. Reference: FCRA Section 611 – Your right to dispute inaccurate information FCRA Section 623 – Data furnishers m

Sunny N. Atkinson, CFP® on Instagram: "If you’re serious about getting out of debt, start here. . Pull your credit report at annualcreditreport.com. . List every debt: • Balance • Interest rate • Due date • Minimum payment . Then choose your payoff strategy and execute it. . A plan beats stress every time. . 💳 Have you pulled your credit report recently?"