Pre-approval vs. pre-qualification — here’s the real difference. A pre-approval sounds strong, but it doesn’t fully guarantee you can buy a home. Why? Because your rate and payment can still change. Once you’re pre-qualified AND under contract, that’s when you can officially lock your interest rate. Rate locks matter because interest rates move every day—sometimes every hour—which means your monthly payment can shift until you secure a home and lock it in. #preapproval #realestate #interestrates
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Pre-Qualification, Your First Step to Buying a Home! Know your budget and shop with confidence! Pre-qualification gives you an estimate of how much you can borrow, helps you set realistic expectations, and shows sellers you’re serious. Start your home buying journey the smart way. ✅ 📲 Call or text The Kelly Zitlow Group at 480 725 0150 We will guide you through pre-qualification and make your path to homeownership smooth and stress-free. Kelly Zitlow, NMLS 164330. Cornerstone Home Lending, a Di
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