Discover what a first mortgage is, its importance as a primary lien, key requirements, and tax benefits. Learn how it compares with a second mortgage and explore real-life examples.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Payments here may be more affordable than you think. Here's what you'd pay each month if you took out the loan now.

NerdWallet's mortgage content, including articles, reviews and recommendations, is produced by a team of writers and editors who specialize in home lending. Their work has appeared in The Associated ...

Becoming a homeowner is a major milestone, and the benefits don’t end when you cross the threshold. Under the right circumstances, you can use your home as a tool to reach other financial goals. In ...

With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

What’s driving home equity rates today? Rates on HELOCs and home equity loans are being driven primarily by two factors: lender competition for new customers and the Federal Reserve’s actions. The Fed ...

A combination of higher home values, low rates on existing mortgages, a steady outlook for current interest rates and competitive terms are leading more customers to inquire about home equity line of ...

It depends. A HELOC can come in handy if you’re just starting out, but you could lose your home if you can’t make payments. Many, or all, of the products featured on this page are from our advertising ...

Bankruptcy technically eliminates your HELOC obligation. But you have to keep making payments, if you don't want to lose your home to creditors. The exact impact depends on the type of bankruptcy you ...