Having trouble affording your mortgage payments due to financial hardship? Learn what a mortgage loan modification is, if you qualify based on your circumstances, and steps for applying to get ...

A mortgage modification is when your lender, upon request, changes the terms of your home loan to make monthly payments more affordable.

A loan modification, on the other hand, is a loss mitigation option you might need to do if you are struggling to make mortgage payments.

When deciding between loan modification and refinance, consider your financial situation to ensure a smart mortgage decision.

Mortgage lenders and borrowers use the Mortgage Electronic Registration System database to track servicing rights and ...

In governor-declared disaster areas in Texas, you may be eligible for a temporary exemption if at least 15% of your home is ...