Learn how credit card posting affects your transaction timeline, the differences between transaction and post dates, and how it impacts your account balance and payments.

A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...

An on-us item is a check or transaction processed by the same bank that holds the check writer's funds, rather than being routed to another bank. This usually settles faster and at lower cost than ...