Many Americans don’t realize that filing for Social Security Administration benefits after full retirement age can unlock a ...

An Illinois state employee with a $8,430/month pension faces choosing between a 3% compounded annual COLA increase under Option 1 or a $418,000 lump sum rollover into an IRA under Option 2, with ...

In her latest monthly Social Security Advisor newsletter, Heather Schreiber discusses “retroactive benefits.” These are ...

Deciding whether to take a lump sum or accept guaranteed monthly payments with a pension is an age-old retirement question.

If you’ve got a pension plan, such as a 401(k) or an IRA, and you’d like to access the vehicle’s funds, you can typically choose between monthly distributions, a lump sum payment or an annuity. The ...

Forbes contributors publish independent expert analyses and insights. I am passionate about pensions, recessions, IRAs and retirement. Recent changes by the IRS have perked up interest in companies ...

If you are facing the choice between a large lump sum or monthly payments, you'll likely want to consider several key factors before making a decision. One concern is when you will receive the money, ...

Debt settlement usually means handing over a lump sum of cash, but that's not the only way to settle your debt.

Add Yahoo as a preferred source to see more of our stories on Google. Let's say you have a large windfall of money, like $100,000, that you want to invest in stocks and bonds. There are two schools of ...