Along with closing costs, the down payment on a house can be a substantial upfront expense during the homebuying process. Find out how much is required for a down payment on a house, why you might ...

Learn what a down payment is and how much is required for home and car purchases. Discover how a larger down payment can reduce loan costs and monthly payments.

The Federal Housing Administration (FHA) loans have long been a cornerstone for first-time homebuyers in the United States, primarily due to their accessibility and favorable terms. As we look towards ...

One key requirement for buying a home is saving up enough money for a down payment. You may have heard that putting down 20% is ideal, but minimum down payment requirements actually start at around 3% ...

Discover the lesser-known FHA loan requirements that determine your eligibility. Learn about overlays, loan limits, and employment history.

Buying a home is a significant milestone, but the financial barrier of a down payment can make it difficult for many prospective homeowners to get started. Fortunately, various down payment assistance ...

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...

HomeReady loans are backed by Fannie Mae, a government-sponsored enterprise (GSE), but Fannie Mae is not the lender — the loans are funded by mortgage lenders. You’ll apply for and close the mortgage ...

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via Email One of the largest home loan providers in the U.S., Guild Mortgage originated over 75,000 ...

The median U.S. home price in early 2025 is $398,400, with projections reaching $410,700 by end of year. First-time buyers are putting down a median of about 9% -- roughly $35,856. Repeat buyers are ...