Aaron is an avid global traveler and miles and points enthusiast. In addition to writing for Forbes.com, Aaron is a full-time professional advisor to Fortune 500 companies at a global consulting firm.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas ...

The next time you apply for a credit card, loan or mortgage, the lender will likely request access to your credit report. The information listed on your credit report summarizes how you manage credit, ...

The information listed on your credit report can make or break your next loan or credit card application. Taking a moment to review it and clean it up can strengthen your approval odds and uncover ...

A hard inquiry occurs when you apply for a credit card, a mortgage or another type of loan. Hard inquiries can reduce your credit score anywhere from zero to five points, depending on the details in ...

Have a question for Asia Martin or our other editors? Ask here for a chance to be featured in a story. Send a note to Asia Martin and our other editors. We read every email. By submitting this form, ...

Your credit report includes financial and personal information, such as your credit balances, payment history and current and past addresses. Creditors review information from your credit report and ...

Have you noticed a hard inquiry from JPMCB on your credit report? If you recently applied for a Chase Bank credit card, it’s likely responsible for the entry on your credit report. While one credit ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. A hard inquiry is a request by a lender to obtain your full credit report from a credit ...